Temperature Controlled Transportation Insurance Edmonton
As a refrigerated truck driver, insurance is essential for protecting you against the unique risks associated with the your industry. Protect yourself from the cost of vehicle breakdown, spoiled cargo, accidents and more. Don’t let a mistake or accident derail your business, let us make sure you have the insurance coverage you need.
Proper insurance coverage is vital in the temperature controlled transportation industry
Trucking companies need to protect themselves, their drivers, vehicles, cargo and others on the road. From Cargo Insurance and Riggers Liability, to Commercial General Liability and Non-Owned Trailer Coverage, the experts here at CMB Insurance can make sense of it all and ensure you get the best coverage possible for your business.
CMB Insurance understands the complexities and challenges of the commercial transportation industry. Keeping your fleet safe and in operation are critical to your success. With over 30 years of experience as an independent commercial trucking & transportation insurance broker, we work with you and for you to ensure you have exactly the right coverage.
So no matter what kind of cargo you are hauling, no matter the length of your haul, long or short, let our team help you keep your business moving!
Why do I need Temperature Controlled Transportation Insurance?
- Protection for property, tool, supply and equipment losses due to fire, vandalism, theft and more
- Protection for equipment breakdowns
- Protection for liability losses due to injury or third-party property damage
- Protection for errors and omissions
- Protection for loss of income due to business interruption and more
- Protection for automobile losses due to accidents and vandalism
- Protection for cyber losses due to data loss, credit card breach and other digital threats
Temperature Controlled Transporter’s face unique risks
As a temperature controlled transporter, the risks you face are unique to you and your insurance should reflect that. Temperature Controlled Transporter’s insurance will provide coverage for anything from accidents and vehicle breakdown to theft and ruined cargo.
Reefer trucks are essential for delivering temperature-sensitive products safely. Properly maintaining a reefer unit is the key to delivering an undamaged product, whether it is perishable food, sensitive electronic equipment or medical supplies.
Carrying refrigerated cargo can be especially dangerous because if the trailer’s temperature gets too high or dips too low, entire loads of product could be ruined, or worse, could make people sick. Bacteria can grow on perishable items if the temperature gets above 7.2°C (44.96°F).
As careful as you may be with tracking the temperature of your refrigerated trailers it is always possible that something could go wrong. If the air channels of the unit fan are blocked or circulation from the air-delivery chute becomes impaired then some or all of your cargo could become too warm and potentially spoil. This could also happen due to a vehicle breakdown where it isn’t possible to keep the temperature under control.
Storage facilities, for either temporary or long-term storage of goods, present similar risks.
In addition, loading and unloading cargo as well as warehouse operations present potential for all forms of back injury, hernia, sprain, and strain losses.
Plugging in and unplugging reefer units from an electrical power supply can be a significant safety hazard. If proper safety measures are not followed, a short circuit could lead to an arc flash or an arc blast, which can result in burn, electric shock and even death.
Be sure you are covered in the case of all potential liabilities with a proper, custom insurance package from CMB.
What types of Business Insurance do I need?
There are many types of insurance policies that our experts can advise you on and package to meet your specific needs, such as:
- Commercial General Liability
- Commercial Property Insurance
- Business Interruption Insurance
- Pollution Liability Insurance
- Professional Liability Insurance
- Product Liability Insurance
- Equipment Breakdown Insurance
- Commercial Auto Insurance
- Cyber Insurance
- Commercial Transport Insurance
- Cargo Insurance
- Crime Coverage
- Reefer Unit Insurance
- Fleet Insurance
- Riggers Liability
- Non-Owned Trailer Coverage
- Goods in Transit Insurance
- Heavy Trucking Insurance
- Coverage after Transit Insurance
- Deck Collapse Coverage
- Refusal of Shipment Coverage
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Hazardous Materials Insurance