Temperature Controlled Transporter’s face unique risks
As a temperature controlled transporter, the risks you face are unique to you and your insurance should reflect that. Temperature Controlled Transporter’s insurance will provide coverage for anything from accidents and vehicle breakdown to theft and ruined cargo.
Reefer trucks are essential for delivering temperature-sensitive products safely. Properly maintaining a reefer unit is the key to delivering an undamaged product, whether it is perishable food, sensitive electronic equipment or medical supplies.
Carrying refrigerated cargo can be especially dangerous because if the trailer’s temperature gets too high or dips too low, entire loads of product could be ruined, or worse, could make people sick. Bacteria can grow on perishable items if the temperature gets above 7.2°C (44.96°F).
As careful as you may be with tracking the temperature of your refrigerated trailers it is always possible that something could go wrong. If the air channels of the unit fan are blocked or circulation from the air-delivery chute becomes impaired then some or all of your cargo could become too warm and potentially spoil. This could also happen due to a vehicle breakdown where it isn’t possible to keep the temperature under control.
Storage facilities, for either temporary or long-term storage of goods, present similar risks.
In addition, loading and unloading cargo as well as warehouse operations present potential for all forms of back injury, hernia, sprain, and strain losses.
Plugging in and unplugging reefer units from an electrical power supply can be a significant safety hazard. If proper safety measures are not followed, a short circuit could lead to an arc flash or an arc blast, which can result in burn, electric shock and even death.
Be sure you are covered in the case of all potential liabilities with a proper, custom insurance package from CMB.