Small Business Insurance Alberta

Protect your business from financial loss in the case of a claim or lawsuit.

get a quote Call us 780.424.2727

Have you been frustrated by brokers who:

  • don’t provide protection or cost options?
  • make big promises but don’t deliver?
  • don’t communicate with you?
  • don’t assist you in closing claims quickly?
  • don’t understand you or your business needs?
  • cannot make your options easy to understand?

At CMB, We’ll protect what matters most like it’s our own

Get the complete picture with CMB

Business, personal, and more. Get the coverage you want.

Dedicated team of agents.

Personalized service ready to help with answers to your questions, ongoing support, and policy management.

Multiple policy and cost options.

Helping you customize and choose the right protection, insurance company, and cost.

Get claims paid quickly.

Handled with care to help you minimize downtime and secure top dollar for your protection.

Reduce the probability of a claim.

Tools to help you spot and avoid problems before you suffer the consequences.

Proper insurance coverage is vital for your Alberta small business

With any Alberta small business there are many risks that require insurance coverage, including injuries, property damage, theft, or even errors. Your CMB Insurance Broker can help you assess the risks of your unique business and create a package of small business insurance that provides the protection you need.


Do I need Small Business Insurance?

Every business, no matter the size or industry, has exposure to risks that require insurance coverage. The specific policy needs will differ, but the need for protection is always there. Our dedicated agents are here to learn about your business and help you identify the risks you are vulnerable to so you can be sure you have the coverage you need.


Why do I need Small Business Insurance?

  • Protection for property, tool, supply and equipment losses due to fire, vandalism, theft and more
  • Protection for equipment breakdowns
  • Protection for liability losses due to injury or third-party property damage
  • Protection for errors and omissions
  • Protection for loss of income due to business interruption and more
  • Protection for automobile losses due to accidents and vandalism
  • Protection for cyber losses due to data loss, credit card breach and other digital threats


What does Small Business Insurance cover?

Small business insurance is a general term encompassing many unique insurance policy types that apply to a business. Each Alberta business requires a unique package of insurance products that address all of it’s particular coverage needs.

Some examples of the many types of business insurance are:

These various types of insurance cover anything from damage to your business premises resulting from a storm, to a claim made against you regarding advice you provided.

Most small businesses will at least require Commercial General Liability Insurance and Commercial Property Insurance.


How much does Small Business Insurance cost in Alberta?

The cost of business insurance varies greatly depending on factors such as:

  • Size of business
  • Industry
  • Claims History
  • Location
  • Revenue
  • Number of employees

We will help you determine which coverage you need and find the best option.

Contact us today to learn more about the Alberta small business Insurance solution that’s right for you.

Read more about Small Business Insurance:
Business Insurance Products
Top 10 Threats to Small Businesses

Why Professionals Trust CMB

When working with a new client, on average our audits uncover $1.5 M of business risk unaddressed and/or assets that have been overlooked.

The right program management can reduce the total cost of insurance by up to 30%.

On average, $20K recovery of lost profit for not-at-fault claims on heavy commercial units.

Your equipment claims settled up to 8 weeks faster than industry.
Savings of at least 10 hours of your time.

Approximately 70% of businesses have unaddressed risk—and don’t know it.
The average out-of-pocket cost of a loss is $280K—preventable on the right plan.

get a quote

Areas We Serve:

  • Alberta • British Columbia • Saskatchewan • North West Territories

News and Insights

Prevent Theft and Trespassing On Construction Sites

Cases of construction site theft increased in 2021 after lumber prices spiked. In one instance, $10,000 worth of plywood was stolen from a construction site,...

Read more

Understanding Landlord Insurance

Renting out property can be a good way to secure additional income, but it doesn’t come without some barriers to entry. Specifically, investing in real...

Read more

Employee Monitoring

With employees working remotely and on varying schedules, many organizations are looking into monitoring strategies—not only for productivity purposes but also for employee health and...

Read more

Is Your Car Ready for Fall Driving?

Fall is arguably the most important season for vehicle maintenance. Before the winter’s brisk weather and shorter days emerge, you’ll want to make sure your...

Read more

Preventing Loss with Fire-suppression Sprinkler Systems

Retrofitting your property with fire-suppression sprinkler systems or demanding their addition to your newly built property might add expense today but may help you achieve...

Read more

Why Rising Interest Rates Should Make You Reconsider Your Lending Relationships

*This post is from CMB partner Essex Lease. Visit them for flexible lending solutions. As Canadian interest rates continue to rise amidst the intense pressures of...

Read more