With any small business there are many risks that require insurance coverage, including injuries, property damage, theft, or even errors. Your CMB Insurance Broker can help you assess the risks of your unique business and create a package of insurance that provides the protection you need.
Do I need Small Business Insurance?
Every business, no matter the size or industry, has exposure to risks that require insurance coverage. The specific policy needs will differ, but the need for protection is always there. Our dedicated agents are here to learn about your business and help you identify the risks you are vulnerable to so you can be sure you have the coverage you need.
Why do I need Small Business Insurance?
- Protection for property, tool, supply and equipment losses due to fire, vandalism, theft and more
- Protection for equipment breakdowns
- Protection for liability losses due to injury or third-party property damage
- Protection for errors and omissions
- Protection for loss of income due to business interruption and more
- Protection for automobile losses due to accidents and vandalism
- Protection for cyber losses due to data loss, credit card breach and other digital threats
What does Small Business Insurance cover?
Small business insurance is a general term encompassing many unique insurance policy types that apply to a business. Each business requires a unique package of insurance products that address all of it’s particular coverage needs.
Some examples of the many types of business insurance are:
These various types of insurance cover anything from damage to your business premises resulting from a storm, to a claim made against you regarding advice you provided.
Most small businesses will at least require Commercial General Liability Insurance and Commercial Property Insurance.
How much does Small Business Insurance cost?
The cost of business insurance varies greatly depending on factors such as:
- Size of business
- Claims History
- Number of employees
We will help you determine which coverage you need and find the best option.
Contact us today to learn more about the Business Insurance solution that’s right for you.
Read more about Small Business Insurance:
Business Insurance Products
Top 10 Threats to Small Businesses